Welcome to PVS Point

By accessing or using our website, services, training programs, or application forms, you agree to comply with the following Terms & Conditions.
If you do not agree, please do not use our website.

1. General Information

PVS Point operates as a recruitment and training partner for individuals who wish to become Insurance Advisors associated with TATA AIA Life Insurance.
We are not an insurance company. All insurance products, policies, and underwriting decisions are governed by TATA AIA Life Insurance Co. Ltd.

2. Eligibility

To apply as an Insurance Advisor through PVS Point, you must:

• Be at least 18 years of age
• Possess valid KYC documents (Aadhaar, PAN, etc.)
• Be legally capable of entering into agreements
• Complete the IRDAI certification and training required (we assist you in this process)

PVS Point reserves the right to accept or reject any application.

3. Use of Website

By using this website, you agree:

• Not to misuse or damage the website
• Not to attempt unauthorized access
• Not to use the information for illegal activities
• Not to copy or republish content without permission

All website content is the property of PVS Point.

4. Training & Support System

PVS Point provides:

• Basic & advanced insurance training
• Guidance for IRDAI exam preparation
• Sales mentorship
• Business development support

Training does not guarantee income, performance, or advisor approval by TATA AIA.
All advisor certification and business approvals depend on IRDAI and TATA AIA rules.

5. Advisory Role & Income Disclaimer

An Insurance Advisor’s income is based on:

• Personal performance
• Number of clients
• Sales conversions
• Renewal commissions

Earnings may vary from person to person.
PVS Point does not guarantee fixed income or job employment.

6. Accuracy of Information

Applicants and users must provide truthful and accurate information in:

• Application forms
• Contact forms
• Advisor onboarding documents

Providing false information may result in rejection or termination.

7. Third-Party Links

This website may contain links to:

• TATA AIA platforms
• Training portals
• External resources

PVS Point is not responsible for the content or security of third-party websites.

8. Data Privacy

Your data may be collected for:

• Application processing
• Communication
• Training updates
• Compliance requirements

We do not sell or rent your personal information.
For more details, refer to our Privacy Policy.

9. Intellectual Property

All content on this website—including text, design, graphics, images, and branding—belongs to PVS Point.
You may not copy, modify, or distribute any content without written permission.

10. Limitation of Liability

PVS Point is not responsible for:

• Errors in third-party applications
• Policy underwriting decisions
• Delays caused by external systems
• Income losses
• Misuse of website content

Your use of the website is at your own risk.

11. Modifications to Terms

PVS Point reserves the right to modify, update, or change these Terms at any time without prior notice.
Continued use of the website means you accept the changes.